A human being has no "replacement value", and the best you can do is to make sure their next-of-kin are provided for.

New York's Estate Powers and Trusts Law allows a representative of the deceased to pursue justice on their behalf, and on behalf of their family.

My office represents the Estate of a deceased person in personal injury and medical malpractice cases, including Estate Administration proceedings in Surrogates Court, NYC, Westchester and Nassau.